Frequently Asked Questions

General

Pre-settlement funding is a financial arrangement where a company provides immediate cash to a plaintiff in exchange for a portion of their future settlement. You receive funds now to cover expenses, and repayment occurs only when your case settles, directly from the settlement proceeds. If your case doesn't result in a settlement, you owe nothing, as this is a non-recourse transaction.

No, pre-settlement funding is not a loan but a purchase of a portion of your expected settlement. Unlike loans, it doesn't rely on your credit score, involves no monthly payments, and carries no risk of debt collection. If your case is unsuccessful, you owe nothing. In certain states, however, regulations may classify it as a loan.

Maverick Financial provides quick cash advances to plaintiffs, helping them manage financial pressures like bills or medical costs while their lawsuit is pending. This support allows you to wait for a fair settlement without being forced to accept a low offer due to financial strain.

Maverick Financial stands out due to its extensive experience, having helped over 350,000 plaintiffs with more than $1 billion in funding. We offer fast, transparent service, competitive fees, and a non-recourse model, meaning you pay nothing if your case doesn't settle. Our strong relationships with attorneys and healthcare providers ensure a reliable process.

Maverick Financial provides pre-settlement funding in the following states: Alabama, Alaska, California, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, New Hampshire, New Jersey, New York, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin, Wyoming.

Maverick Financial funds various personal injury cases, including auto accidents, slip and falls, medical malpractice, and wrongful death claims. For a complete list of eligible case types, go to Cases We Fund.

Applying for Pre-Settlement Funding

To apply, gather your case details and your attorney’s contact information, then submit an application through our website or by phone. Inform your attorney about your application, as Maverick Financial will contact them to verify case details. The process is straightforward and free to start.

After applying, notify your attorney that Maverick Financial will reach out to confirm case details. Monitor your email and texts for updates on your application status, and keep your phone accessible, as we’ll contact you upon approval to arrange fund delivery.

Once your application and signed contract are received, along with your attorney’s acknowledgment, Maverick Financial typically processes and delivers funds within 24 hours, either via bank transfer, check, or Western Union, depending on your preference.

You’ll need to provide details about your case and your attorney’s contact information. Maverick Financial will work with your attorney to gather additional case specifics to evaluate eligibility and funding amounts.

Funding Process

The amount you receive depends on the strength and estimated value of your case. Maverick Financial evaluates case details with your attorney to determine a fair advance, ensuring fees and repayment align with your potential settlement.

No, there are no out-of-pocket costs. All fees are deducted from your settlement when it’s received. If your case doesn’t settle, you owe nothing, making the process risk-free.

Upon approval, Maverick Financial delivers funds via your preferred method, such as bank transfer, check, or Western Union. Funds are typically sent the same day or within 24 hours, depending on when approval is finalized.

Only you, your attorney, and Maverick Financial are aware of the funding agreement. We maintain strict confidentiality to protect your privacy throughout the process.

Repayment is handled directly by your attorney, who sends the agreed-upon amount, including fees, from your settlement proceeds to Maverick Financial. If your case doesn’t settle, you owe nothing, as the funding is non-recourse. For payoff inquiries, email funding@maverickfinancialusa.com or call (503) 743-0686.